:root{
  --bg:#080b0f;
  --bg2:#0e131b;
  --panel:#121923;
  --panel2:#172231;
  --line:rgba(255,255,255,.10);
  --text:#f3f5f8;
  --muted:#aeb8c6;
  --soft:#dbe3ee;
  --brand:#a99463;
  --brand2:#d8c48e;
  --blue:#8fb7db;
  --green:#8fc8af;
  --max:1180px;
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(180deg,var(--bg),var(--bg2) 46%,#07090d);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;line-height:1.58;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
p,h1,h2,h3,h4{margin:0}.container{width:min(var(--max),calc(100% - 42px));margin:0 auto}.section{padding:86px 0}.section-tight{padding:56px 0}.muted{color:var(--muted)}.soft{color:var(--soft)}
.topbar{position:sticky;top:0;z-index:50;background:rgba(8,11,15,.82);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:14px}.brand-mark{width:42px;height:42px;border:1px solid rgba(216,196,142,.45);border-radius:50%;display:grid;place-items:center;color:var(--brand2);font-weight:800;letter-spacing:-.06em;background:radial-gradient(circle at 30% 20%,rgba(216,196,142,.18),transparent 45%),#0b0f15}.brand-title{font-weight:750;letter-spacing:.01em}.brand-sub{font-size:12px;color:var(--muted);letter-spacing:.12em;text-transform:uppercase;margin-top:1px}.navlinks{display:flex;align-items:center;gap:22px;font-size:14px;color:#d5dbe4}.navlinks a{opacity:.88}.navlinks a:hover{opacity:1;color:white}.nav-cta{padding:10px 14px;border:1px solid rgba(216,196,142,.35);border-radius:999px;color:#f5e6b7;background:rgba(216,196,142,.06)}
.hero{padding:92px 0 70px;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:-20% -10% auto auto;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(216,196,142,.13),transparent 62%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:42px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 13px;border:1px solid var(--line);border-radius:999px;color:#d8cda8;background:rgba(255,255,255,.03);font-size:12px;text-transform:uppercase;letter-spacing:.12em}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--brand2)}
h1{font-size:clamp(42px,6vw,72px);line-height:1.03;letter-spacing:-.052em;margin-top:20px;max-width:900px}h2{font-size:clamp(30px,4vw,46px);line-height:1.1;letter-spacing:-.035em}h3{font-size:24px;line-height:1.2;letter-spacing:-.02em}.lead{font-size:clamp(18px,2vw,22px);color:#d8e0eb;margin-top:22px;max-width:860px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 18px;border-radius:12px;font-weight:750;border:1px solid transparent}.btn-primary{background:linear-gradient(135deg,var(--brand2),var(--brand));color:#101010}.btn-secondary{border-color:var(--line);background:rgba(255,255,255,.04);color:#f2f4f8}.btn:hover{transform:translateY(-1px)}
.hero-card{border:1px solid var(--line);background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.03));border-radius:28px;padding:28px;box-shadow:0 24px 80px rgba(0,0,0,.32)}.hero-card h3{margin-bottom:16px}.hero-card .row{display:flex;justify-content:space-between;gap:18px;padding:15px 0;border-top:1px solid var(--line)}.hero-card .row:first-of-type{border-top:0}.hero-card strong{color:#fff}.hero-card span{color:var(--muted);font-size:14px;text-align:right}.notice{margin-top:20px;padding:14px 16px;border:1px solid rgba(216,196,142,.25);border-radius:16px;background:rgba(216,196,142,.06);color:#e8debd;font-size:14px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.cards2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.025));box-shadow:0 20px 60px rgba(0,0,0,.22)}.card h3{margin-bottom:12px}.card p,.card li{color:var(--muted)}.card ul{margin:14px 0 0;padding-left:19px}.card li+li{margin-top:8px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:30px}.section-head p{max-width:690px}.kicker{color:var(--brand2);text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:760;margin-bottom:12px}.pillrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.pill{padding:9px 12px;border:1px solid var(--line);border-radius:999px;color:#d9e1ea;background:rgba(255,255,255,.035);font-size:13px}
.band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:rgba(255,255,255,.025)}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:start}.quote{font-size:clamp(24px,3.2vw,40px);line-height:1.18;letter-spacing:-.035em;color:#fff}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:20px;background:rgba(255,255,255,.025)}table{width:100%;border-collapse:collapse;min-width:800px}th,td{padding:15px 17px;text-align:left;vertical-align:top;border-bottom:1px solid rgba(255,255,255,.075)}th{font-size:12px;text-transform:uppercase;letter-spacing:.11em;color:#c5ccd7;background:rgba(255,255,255,.04)}td{color:#e8edf4}td small{display:block;color:var(--muted);margin-top:4px}tr:last-child td{border-bottom:0}.legal-box{border:1px solid rgba(216,196,142,.24);background:rgba(216,196,142,.055);border-radius:20px;padding:22px;color:#e4dac1}.legal-box p{color:#d5ccb7;font-size:14px}.footer{padding:48px 0 70px;border-top:1px solid var(--line);background:#07090d}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,.7fr);gap:28px}.footer h4{font-size:14px;text-transform:uppercase;letter-spacing:.12em;color:#d8c48e;margin-bottom:12px}.footer p,.footer a{color:var(--muted);font-size:14px;display:block;margin:7px 0}.copyright{margin-top:32px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;color:#7f8a99}.page-hero{padding:84px 0 52px;border-bottom:1px solid var(--line);background:radial-gradient(circle at top right,rgba(216,196,142,.10),transparent 34%)}.page-hero h1{max-width:960px}.breadcrumbs{color:var(--muted);font-size:14px;margin-bottom:18px}.breadcrumbs a{color:#d4c28f}.callout{border-left:3px solid var(--brand2);padding:18px 0 18px 20px;color:#d9e1eb;background:linear-gradient(90deg,rgba(216,196,142,.06),transparent)}
@media(max-width:980px){.hero-grid,.split,.cards,.cards2,.footer-grid{grid-template-columns:1fr}.section-head{align-items:start;flex-direction:column}.navlinks{display:none}.hero{padding-top:66px}.footer-grid{gap:18px}}@media(max-width:620px){.container{width:min(var(--max),calc(100% - 26px))}.section{padding:66px 0}.hero-actions{flex-direction:column}.btn{width:100%}.hero-card{padding:22px}.card{padding:22px}}


/* public-ready v4 additions */
.quote{border-left:3px solid var(--brand2);padding:20px 0 20px 24px;background:linear-gradient(90deg,rgba(216,196,142,.055),transparent 70%)}
.card strong{color:#fff}.card a,.legal-box a{color:#f0d990;text-decoration:underline;text-underline-offset:3px}.brand-sub{white-space:nowrap}.hero-card .row span{max-width:250px}.section-head .muted{line-height:1.65}.callout{border-radius:14px;padding-right:18px}.table-wrap table strong{color:#fff}.notice strong{color:#fff}
@media(max-width:1120px){.navlinks{gap:14px;font-size:13px}.brand-sub{font-size:11px}}
@media(max-width:980px){.topbar{position:relative}.navlinks{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:14px}.nav{align-items:flex-start;flex-direction:column;padding:16px 0}.nav-cta{padding:8px 12px}.hero-card .row span{text-align:left}.hero-card .row{flex-direction:column;gap:6px}}
@media(max-width:620px){h1{letter-spacing:-.045em}.quote{padding-left:18px}.table-wrap table{min-width:720px}.navlinks a{padding:6px 0}.brand-title{font-size:15px}.brand-mark{width:38px;height:38px}}


/* investment-centric v5 additions */
.lead-secondary{color:var(--muted)}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:24px}
.process-card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.025));box-shadow:0 20px 60px rgba(0,0,0,.20);position:relative;overflow:hidden}
.process-card:after{content:"";position:absolute;right:-40px;top:-40px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(216,196,142,.08),transparent 70%)}
.process-card .step{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--brand2);margin-bottom:12px;font-weight:800}
.process-card h3{font-size:20px;margin-bottom:10px}.process-card p{color:var(--muted)}
.small-quote{font-size:clamp(18px,2.1vw,26px);margin:20px 0!important}
.hero-card .row strong{min-width:130px}.legal-box strong{color:#fff}.navlinks a[aria-current="page"]{color:#fff}
@media(max-width:980px){.process-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.process-grid{grid-template-columns:1fr}.process-card{padding:22px}}